{"id":12423,"date":"2022-06-05T08:00:48","date_gmt":"2022-06-05T13:00:48","guid":{"rendered":"https:\/\/legaltalktexas.hammerle.com\/?p=12423"},"modified":"2026-08-06T13:30:39","modified_gmt":"2026-08-06T18:30:39","slug":"title-documents-buying-selling-property-texas","status":"publish","type":"post","link":"https:\/\/hammerle.com\/blog\/title-documents-buying-selling-property-texas\/","title":{"rendered":"What Title Documents Do You Need for Buying or Selling Property in Texas?"},"content":{"rendered":"

Buying and selling land\u00a0<\/span>may seem<\/span>\u00a0simple.\u00a0<\/span>Property o<\/span><\/span>wnership is transferred by a written document called a\u00a0<\/span><\/span>deed<\/span><\/span><\/a>. There is no difference between a \u201csale\u201d deed and a \u201ctitle\u201d deed; both terms describe the same type of document.\u00a0<\/span>A title<\/span>\u00a0document for land is a deed.<\/span><\/span>\u00a0<\/span><\/p>\n

Texas Deed Forms<\/span><\/h2>\n

Texas has a deed form in its statutes.<\/span>\u00a0You can find it at\u00a0<\/span><\/span>Texas Property Code Section 5.022<\/span><\/span><\/a>.\u00a0<\/span>Generally, you<\/span>\u00a0will be a lot better off using the statutory form than downloading a form from the internet. There is a more modern form that was developed by the State Bar of Texas that is commonly used by lawyers<\/span>.<\/span><\/span>\u00a0<\/span><\/p>\n

Why Traditional Deed Wording Matters<\/h3>\n

Both deed forms, at first glance, look\u00a0archaic. They\u00a0contain\u00a0phrases such as \u201cto have and to hold the\u00a0above-described\u00a0premises, together with all and singular the rights and appurtenances thereto in any wise belonging.\u201d If you are drafting your own deed \u2013 always a risky proposition \u2013 you might be tempted to\u00a0delete\u00a0phrases like that.\u00a0Don\u2019t. Those phrases are backed by hundreds of years of case law and legal\u00a0custom. They mean something to courts and title companies.<\/span>\u00a0<\/span><\/p>\n

Different\u00a0types\u00a0of deeds\u00a0\u2013 including\u00a0<\/span>general warranty deeds<\/span><\/a>, special warranty\u00a0deeds\u00a0and quitclaim deeds \u2013 can provide\u00a0very different\u00a0rights and protections. The wording of the deed\u00a0determines\u00a0what property rights are transferred and what warranties, if any, the seller provides.<\/span>\u00a0<\/span><\/p>\n

How Important is the Deed in a Property Transfer?\u00a0<\/span><\/h2>\n

Consider this: every action in a\u00a0<\/span><\/span>land sale<\/span><\/span><\/a>\u00a0<\/span>leads<\/span>\u00a0up<\/span>\u00a0to the exchange of the deed.\u00a0<\/span>Without a valid written deed, legal ownership generally does not transfer to the buyer.<\/span>\u00a0The heart and soul of the deed is the phrase \u201c[Sellers] have granted, sold and conveyed, and by these presents do grant, sell and convey\u2026\u201d\u00a0<\/span>This language transfers the seller\u2019s \u2013 or grantor\u2019s \u2013 ownership interest to the buyer. Depending on the type of deed and its exact wording, it may also include warranties\u00a0<\/span>regarding<\/span>\u00a0the property title.<\/span><\/span>\u00a0<\/span><\/p>\n

Other Key Legal Documents in a Property Sale<\/h2>\n

There are some other documents that are involved in most land sales.<\/span><\/span>\u00a0<\/span><\/p>\n

Earnest Money Contract<\/h3>\n

An earnest money contract is the written agreement between a buyer and a seller that\u00a0<\/span>contains<\/span>\u00a0the terms for the sale of the land.\u00a0<\/span>The conditions in the contract must be met before the deed is exchanged.<\/span><\/span>\u00a0<\/span><\/p>\n

Promissory Note<\/h3>\n

A\u00a0<\/span><\/span>promissory note<\/span><\/span><\/a>\u00a0is the document that\u00a0<\/span>contains<\/span>\u00a0the terms for lending the money to fund the sale of the land. In most land transactions, the buyer pays\u00a0<\/span>with a combination of cash and borrowed money<\/span>. The company or person lending the money to the buyer requires the buyer to sign a promissory note before it pays the money to the seller.<\/span><\/span>\u00a0<\/span><\/p>\n

Deed of Trust<\/h3>\n

A deed of\u00a0<\/span>trust<\/span>\u00a0gives the lender a security interest in the land to secure payment of the promissory note.\u00a0<\/span>If the buyer does not repay the loan as agreed,\u00a0<\/span>the<\/span>\u00a0<\/span><\/span>deed of trust<\/span><\/span><\/a>\u00a0may allow the lender to foreclose on the property.<\/span><\/span>\u00a0<\/span><\/p>\n

Title Search and Title Insurance<\/h3>\n

A title search examines public records and the property\u2019s ownership history for potential title defects, liens,\u00a0<\/span>easements<\/span>\u00a0or other encumbrances. An owner\u2019s title insurance policy protects the buyer against covered title problems, subject to the policy\u2019s exclusions and exceptions.<\/span><\/span>\u00a0<\/span><\/p>\n

What Happens at a Real Estate Closing?<\/h2>\n

The actual purchase transaction is called a closing. Most closings are coordinated by the title company that issued the title policy. The title company holds the deed signed by the seller until the buyer has paid the purchase money.<\/span>\u00a0<\/span><\/p>\n

Once the purchase money is paid, the title company files, or records, the deed in the county records where the land is\u00a0located, and\u00a0then\u00a0provides the buyer with the recorded deed or a copy. If the purchase was funded by a loan, then the title company also records the deed of trust in the\u00a0county\u00a0records. The\u00a0signed promissory note and applicable loan documents are delivered\u00a0to the lender.<\/span>\u00a0<\/span><\/p>\n

Why Recording the Deed Matters<\/h2>\n

An unrecorded deed may be binding between the parties, but it can be void as to certain creditors or\u00a0<\/span>subsequent<\/span>\u00a0purchasers who paid value without notice of the deed. Recording the deed in the\u00a0<\/span>appropriate county<\/span>\u00a0records provides public notice of the property transfer and helps protect the buyer\u2019s ownership rights.<\/span><\/span>\u00a0<\/span><\/p>\n

Hammerle Morris Law Firm Can Help With Your Title Documents<\/span><\/h2>\n

Land sales may appear simple. The documents are not. Do not\u00a0go it\u00a0alone with internet or fill-in-the-blank forms.<\/span>\u00a0<\/span><\/p>\n

If you are buying or selling property, preparing a\u00a0deed\u00a0or dealing with a property title issue, the\u00a0<\/span>experienced real estate attorneys<\/span><\/a>\u00a0at Hammerle Morris Law Firm\u00a0can help you understand your legal options and protect your interests.\u00a0<\/span>Schedule a consultation<\/span><\/a>\u00a0with our\u00a0team today.<\/span>\u00a0<\/span><\/p>\n

Virginia Hammerle<\/span><\/i><\/a>\u00a0is in her fourth decade of practicing law. She is Board Certified in Civil Trial by the Texas Board of Legal Specialization and an Accredited Estate Planner. Contact her at\u00a0<\/span><\/i>legaltalktexas@hammerle.com<\/span><\/i><\/a>.\u00a0<\/span><\/i>\u00a0<\/span><\/p>\n

This article is for informational purposes only and does not constitute legal advice.<\/span><\/i>\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Buying and selling land\u00a0may seem\u00a0simple.\u00a0Property ownership is transferred by a written document called a\u00a0deed. There is no difference between a \u201csale\u201d deed and a \u201ctitle\u201d deed; both terms describe the same type of document.\u00a0A title\u00a0document for land is a deed.\u00a0 Texas Deed Forms Texas has a deed form in its statutes.\u00a0You can find it at\u00a0Texas […]<\/p>\n","protected":false},"author":5,"featured_media":12424,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"categories":[28],"tags":[],"class_list":["post-12423","post","type-post","status-publish","format-standard","has-post-thumbnail","category-real-estate"],"yoast_head":"\nTitle Documents for Buying or Selling Property in Texas | Hammerle<\/title>\n<meta name=\"description\" content=\"Learn which title documents are used when buying or selling Texas property, including deeds, promissory notes, deeds of trust and title policies.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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