{"id":11559,"date":"2019-11-17T07:03:38","date_gmt":"2019-11-17T13:03:38","guid":{"rendered":"https:\/\/hammerle.com\/?p=11559"},"modified":"2025-06-18T17:29:01","modified_gmt":"2025-06-18T22:29:01","slug":"why-estate-planning-is-important-through-a-divorce","status":"publish","type":"post","link":"https:\/\/hammerle.com\/legaltalk\/estate-planning\/why-estate-planning-is-important-through-a-divorce\/","title":{"rendered":"Why Estate Planning Is Important Through A Divorce"},"content":{"rendered":"<h2><span style=\"font-weight: 400;\">Revenge Of The Divorcing Spouse and Why <\/span><span style=\"font-weight: 400;\">Estate Planning Is A Must<\/span><\/h2>\n<p><i><span style=\"font-weight: 400;\">Warning: if you or a loved one are going through a divorce, this column contains content that might elicit a strong emotional response.\u00a0\u00a0\u00a0<\/span><\/i><\/p>\n<p><span style=\"font-weight: 400;\">In Texas, you are either married or you are not; there is no half-way mark.\u00a0 A marriage can only be ended by divorce, annulment or death. Estrangement, separation, divorce pending \u2013 none of those matter.\u00a0\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To say you are vulnerable during an estrangement or pending divorce to the vagaries of your soon-to-be ex-spouse should you become sick, incapacitated or, heaven forbid, die is a gross understatement.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">That is because Texas law only invalidates your <a href=\"https:\/\/hammerle.com\/blog\/4-common-mistakes-beneficiary-designations\/\">designation of your spouse<\/a> as agent or distributee when your marriage has legally ended, and not a moment before.<\/span><\/p>\n<h2>What Could Happen If You Don&#8217;t Plan Your Estate During A Divorce<\/h2>\n<p><span style=\"font-weight: 400;\">For example, had you designated your spouse beneficiary of your IRA? If you die during your divorce, your spouse gets the whole thing.\u00a0 Was your spouse named the sole distributee under your <a href=\"https:\/\/hammerle.com\/blog\/six-common-misconceptions-about-wills-and-probate\/\">will<\/a>? Sorry to tell you, but your spouse inherits all. As a bonus, if you had named your spouse as executor, then he or she gets to handle all of your private letters and belongings.\u00a0 Did you leave instructions that designated your spouse as your burial agent? You guessed it \u2013 upon your demise, your spouse will be picking a cheap cardboard coffin and burying you in Iowa.\u00a0\u00a0\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The outlook is even more bleak if you did not have prior estate planning documents.\u00a0 That is because Texas law makes your spouse your default agent for lots of decisions in the absence of your written directive.\u00a0<\/span><\/p>\n<h2>What Decisions Can My Spouse Make Without An Estate Plan?<\/h2>\n<p><span style=\"font-weight: 400;\">Consider what happens if you have a stroke and cannot make medical decisions.\u00a0 By statute, those decisions fall to your spouse. He or she can move you to a different hospital, decide who visits you, make a final decision on medications that should be administered, and direct whether you should have physical therapy.\u00a0 And just how fast do you think your spouse will tell the doctors to \u201cpull the plug\u201d if he or she stands to walk off with the entire marital estate upon your death?\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Your spouse has a statutory right to be appointed your guardian.\u00a0 Sure there is a conflict, but the final decision is left up to a judge\u2019s discretion and stranger things have happened. \u00a0 Do you really want your soon-to-be ex to serve as your Guardian of the Person with the right to choose your nursing home and set your standard of living?<\/span><\/p>\n<h2>What Happens If I Die During My Divorce and Don&#8217;t Have An Estate Plan?<\/h2>\n<p><span style=\"font-weight: 400;\">If you die during your divorce, your spouse has a statutory right to donate your remains to a body farm, cremate your body and scatter the ashes over a garbage dump, choose a tone-deaf lover to sing at your funeral, direct that memorial contributions be made to a charity that you hated, and choose the picture that will run with your obituary.\u00a0\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><strong>Ouch<\/strong>.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The answer is to sign new <a href=\"https:\/\/hammerle.com\/legal-practice-areas-lawyer\/elder\/trust-estate-litigation\/\">estate planning<\/a> documents as soon as you become estranged.\u00a0 If you are in the midst of a divorce, then consider the court\u2019s standing orders or restraining orders before you make any changes.<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\"><a href=\"https:\/\/hammerle.com\/attorneys\/virginia-hammerle\/\">Virginia Hammerle<\/a> is the President of <a href=\"https:\/\/hammerle.com\/\">Hammerle Morris Law Firm<\/a>.\u00a0 To contact her or sign up for her blog, email her at <\/span><\/i><a href=\"mailto:legaltalktexas@hammerle.com\"><i><span style=\"font-weight: 400;\">legaltalktexas@hammerle.com<\/span><\/i><\/a><i><span style=\"font-weight: 400;\"> .\u00a0\u00a0<\/span><\/i><\/p>\n<p><i><span style=\"font-weight: 400;\">This article does not constitute legal advice.<\/span><\/i><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Revenge Of The Divorcing Spouse and Why Estate Planning Is A Must Warning: if you or a loved one are going through a divorce, this column contains content that might elicit a strong emotional response.\u00a0\u00a0\u00a0 In Texas, you are either married or you are not; there is no half-way mark.\u00a0 A marriage can only be [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":11689,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"categories":[1224,42],"tags":[65,685],"class_list":{"0":"post-11559","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-estate-planning","8":"category-wills-trusts","9":"tag-divorce","10":"tag-estate-planning"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Why Estate Planning Is Important Through A Divorce - Hammerle Morris Law Firm<\/title>\n<meta name=\"description\" content=\"If you are going through a divorce, it&#039;s important for you to review your Estate Planning with a laywer. Find out why it&#039;s important to have an Estate Plan.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hammerle.com\/legaltalk\/estate-planning\/why-estate-planning-is-important-through-a-divorce\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why Estate Planning Is Important Through A Divorce - Hammerle Morris Law Firm\" \/>\n<meta property=\"og:description\" content=\"If you are going through a divorce, it&#039;s important for you to review your Estate Planning with a laywer. 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