{"id":12923,"date":"2024-05-05T06:00:08","date_gmt":"2024-05-05T11:00:08","guid":{"rendered":"https:\/\/legaltalktexas.hammerle.com\/?p=12923"},"modified":"2025-06-18T12:32:27","modified_gmt":"2025-06-18T17:32:27","slug":"playing-games-texas-durable-power-of-attorney","status":"publish","type":"post","link":"https:\/\/hammerle.com\/legaltalk\/estate-planning\/playing-games-texas-durable-power-of-attorney\/","title":{"rendered":"Playing Games with the Texas Durable Power of Attorney"},"content":{"rendered":"

One of the many charming points about the Texas <\/span>Durable Power of Attorney<\/span><\/a> (DPOA) statutes is that they give third parties pointed instructions on how to refuse the document. This column will give a bit of insight into the games that banks, title companies, investment companies, and you \u2013 yes, you! – can play to avoid accepting DPOAs.<\/span><\/p>\n

What is a Durable Power of Attorney?\u00a0<\/span><\/h2>\n

A DPOA is a written <\/span>document<\/span><\/a> signed by the principal that names an agent to handle the principal\u2019s financial affairs. If it is valid, then a third party is obligated to honor a DPOA unless there exists a statutory excuse.<\/span><\/p>\n

DPOA Example<\/span><\/h3>\n

Let\u2019s assume that Jane loaned you money, and you have dutifully been paying down the balance. You are now the \u201cthird party\u201d in our example. One day a stranger named Brad shows up at your doorstep and hands you a DPOA that names him as Jane\u2019s agent. The document seems a little bit off \u2013 the initials don\u2019t match Jane\u2019s signature, it\u2019s clearly a form downloaded from the internet, and you know that Jane suffered a debilitating stroke the week before the document date. Nonetheless, Brad demands that you now send the loan payments to him as Jane\u2019s agent, instead of directly to Jane.<\/span><\/p>\n

Hmmm.\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n

Brad\u2019s presentation of the document to you starts the clock ticking. The stakes for you are high. If you wrongfully refuse to accept a <\/span>valid power of attorney<\/span><\/a>, then Brad or Jane can sue you and recover court costs and attorneys\u2019 fees.\u00a0\u00a0<\/span><\/p>\n

The deadlines you need to remember are 10, 7, and 5.<\/span><\/p>\n

The Games of a Durable Power of Attorney<\/span><\/h2>\n

First Game<\/span><\/h3>\n

You have 10 business days to either agree to accept the <\/span>power of attorney<\/span><\/a> or \u2013 and this is the start of the first game \u2013 demand that Brad provide you, under penalty of perjury, his agent\u2019s written certification that certain factual matters are true. The Texas Estates Code contains a helpful certification form in Section 751.203. If Brad provides the certification, then you have 7 business days to accept it. If he does not give you a certification, then you are not required to accept the DPOA.<\/span><\/p>\n

Second Game\u00a0<\/span><\/h3>\n

Same time periods but instead of a certification, you request that Brad provide you with an opinion of counsel on a matter of law concerning the DPOA.\u00a0<\/span><\/p>\n

Third Game<\/span><\/h3>\n

If the DPOA is not in English, then you have 5 business days to request an English translation. The DPOA is not considered presented for acceptance until you receive the English translation.<\/span><\/p>\n

Fourth Game<\/span><\/h3>\n

Presenting a statutory ground for refusal. The statutes give you 11 reasons why you do not have to accept a DPOA. You must give the reason to Brad, in writing, within 10 days of the date of his initial presentation to you of the DPOA, or, if you had timely demanded it, within 7 days after Brad provided you with his certification or the attorney\u2019s opinion.\u00a0\u00a0<\/span><\/p>\n

In other words, the demand for the certification, the attorney\u2019s opinion, or the English translation buys you more time to refuse the DPOA.\u00a0<\/span><\/p>\n

What Are the 11 Statutory Reasons You Can Refuse To Accept The DPOA?<\/span>\u00a0\u00a0<\/span><\/h4>\n

They are set out, in detail, in <\/span>Texas Estates Code Section 751.206<\/span><\/a>.\u00a0<\/span><\/p>\n

What is Your Max Delay Tactic?\u00a0\u00a0<\/span><\/h4>\n

Request the English translation (if appropriate), then upon receipt request a certification or a legal opinion within 10 business days, then upon receipt give, in writing, 1 or more of the 11 statutory reasons why you are refusing it within 7 business days.<\/span><\/p>\n

Sound harsh? Tell that to the banks, title companies, and investment companies.<\/span><\/p>\n

Hammerle Morris Law Firm Can Help You Play the DPOA Game<\/span><\/h2>\n

Our experienced attorneys can help you navigate the complicated Durable Power of Attorney process and ensure that you follow the proper protocol. <\/span>Contact<\/span><\/a> the experts at Hammerle Morris Law Firm today.\u00a0<\/span><\/p>\n

Virginia Hammerle is an accredited estate planner and represents clients in estate planning, probate, guardianship, and contested litigation. She may be reached at <\/span><\/i>legaltalktexas@hammerle.com<\/span><\/i><\/a>. This blog contains general information only and does not constitute legal advice.<\/span><\/i><\/p>\n","protected":false},"excerpt":{"rendered":"

One of the many charming points about the Texas Durable Power of Attorney (DPOA) statutes is that they give third parties pointed instructions on how to refuse the document. This column will give a bit of insight into the games that banks, title companies, investment companies, and you \u2013 yes, you! – can play to […]<\/p>\n","protected":false},"author":5,"featured_media":12924,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"categories":[1224],"tags":[],"class_list":{"0":"post-12923","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-estate-planning"},"yoast_head":"\nPlaying Games With Durable Power of Attorney | Hammerle Morris Law Firm<\/title>\n<meta name=\"description\" content=\"Unlock the strategies behind playing games with the Texas Durable Power of Attorney (DPOA) statutes.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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