{"id":12931,"date":"2024-05-19T06:00:37","date_gmt":"2024-05-19T11:00:37","guid":{"rendered":"https:\/\/legaltalktexas.hammerle.com\/?p=12931"},"modified":"2025-06-18T12:30:32","modified_gmt":"2025-06-18T17:30:32","slug":"annual-trustee-reports","status":"publish","type":"post","link":"https:\/\/hammerle.com\/legaltalk\/estate-planning\/annual-trustee-reports\/","title":{"rendered":"Smoke, Mirrors, and Annual Trustee Reports: Are They Reliable? You Decide"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">On May 6, 2024, your friendly Federal Government released the <\/span><a href=\"https:\/\/www.ssa.gov\/OACT\/TRSUM\/index.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">2024 Annual Trustees Reports on Social Security and Medicare<\/span><\/a><span style=\"font-weight: 400;\">. While not a page-turner, the summary does contain a few salacious tidbits.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Understanding the Social Security and Medicare Trust Funds<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The Social Security Administration manages four separate trust funds. Two are under <\/span><a href=\"https:\/\/hammerle.com\/legaltalk\/legal-talk\/social-security-and-you-new-advance-designation-for-representative-payee\/\"><span style=\"font-weight: 400;\">Social Security<\/span><\/a><span style=\"font-weight: 400;\">:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Old-Age and Survivors Insurance Fund\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Disability Insurance Fund<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Two are under <\/span><a href=\"https:\/\/hammerle.com\/legaltalk\/estate-planning\/the-abcs-and-ds-of-medicare\/\"><span style=\"font-weight: 400;\">Medicare<\/span><\/a><span style=\"font-weight: 400;\">:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hospital Insurance\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Supplementary Medical Insurance<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">When you hear that Social Security and Medicare programs are going to run out of money, these are the trust funds that are being referenced.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Who Manages the Social Security and Medicare Trust Funds?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The trust funds are ostensibly administered by six trustees. Four of them have positions in the Federal Government:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Secretary of Treasury<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Secretary of Labor<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Secretary of Health and Human Services<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Commissioner of Social Security<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">For the 2024 report, those were Janet Yellen, Julie A. Su, Xavier Becerra, and Martin O\u2019Malley.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Of course, the four are federal employees. That is interesting because federal employees have their own retirement system that isn\u2019t available to the rest of us.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The other two positions are supposed to be \u201cpublic representatives.\u201d\u00a0 Although these positions are filled by political appointees, their purpose is to ensure a public voice in the management of the funds.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Guess which two positions have been vacant since 2015? You got it: the public representatives.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">What Are the Annual Trustee Reports?\u00a0<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Every year the Trustees issue a report on the health of the trust funds. It\u2019s illuminating to peek behind the report\u2019s conclusions, which spring from actuarial estimates. Those estimates are based on all sorts of interesting assumptions about demographics, the economy, and the programs themselves. Those assumptions are then tempered by \u201ccomplex\u201d models based on formulas created by the Social Security Administration.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">So, the trustee\u2019s reports, issued by four government employees, are based on estimates backed up by assumptions manipulated by mathematical models too complicated for common folk like us to understand.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Are you getting a warm and fuzzy feeling yet?<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">The 2024 Annual Trustees Report Explained<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">Social Security Benefits<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">In the 2024 report, the trustees concluded that you would get 100% of your Social Security <\/span><a href=\"https:\/\/hammerle.com\/legaltalk\/legal-talk\/retirement-benefits\/\"><span style=\"font-weight: 400;\">retirement benefits<\/span><\/a><span style=\"font-weight: 400;\"> until 2033 when your payment drops to 79%.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Medicare Benefits<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">For <\/span><a href=\"https:\/\/hammerle.com\/legaltalk\/estate-planning\/medicare-insurers-on-the-hunt\/\"><span style=\"font-weight: 400;\">Medicare<\/span><\/a><span style=\"font-weight: 400;\">, the trustees concluded that you would get 100% of your hospital benefits until 2036 when your payment drops to 89%.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Retirement and Benefits Cost<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The summary contains all sorts of helpful tables. The one I liked was Table 6, titled \u201cProgram Costs, 2023.\u201d\u00a0 It showed that paid 2023 retirement benefits were $1,227 billion. Paid hospital insurance benefits were $397 billion.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In addition to the expense of benefit payments, the Trusts are charged a management fee by the government. This is referred to as an \u201cadministrative expense.\u201d\u00a0\u00a0\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Going back to Table 6, the footnote says the classification includes expenses incurred by the Social Security Administration, the Department of Health and Human Services, the Department of the Treasury, and the \u201cprovisions of the Internal Revenue Code relating to the collection of contributions.\u201d<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">The Government\u2019s Cut<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">So, what did the government pay itself out of our Trusts? For retirement benefits, it scooped $4.4 billion off the top. For hospital benefits, it took a whopping $5.6 billion.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Hmm. Wonder how much could be saved if the government eliminated duplication among the agencies, computerized more functions, and laid off 50,000 or so government employees?<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">What the Annual Trustee Reports Actually Mean<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Let\u2019s summarize. The Trustee Reports are signed by four government employees who are not reliant upon social security benefits, are based upon estimates made from assumptions tweaked by complex mathematical models, and include billions of dollars of administrative expenses.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Move along, folks. Nothing to see here.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Hammerle Morris Law Firm is Here to Answer Your Social Security and Medicare Questions<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">If you\u2019re looking for assistance understanding your social security and medicare options, <\/span><a href=\"https:\/\/hammerle.com\/lewisville-attorney\/#form\"><span style=\"font-weight: 400;\">contact<\/span><\/a><span style=\"font-weight: 400;\"> the experts at Hammerle Morris Law Firm today to schedule a consultation.\u00a0<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">Virginia Hammerle is an accredited estate planner and represents clients in estate planning, probate, guardianship, and contested litigation. She may be reached at <\/span><\/i><a href=\"mailto:legaltalktexas@hammerle.com\"><i><span style=\"font-weight: 400;\">legaltalktexas@hammerle.com<\/span><\/i><\/a><i><span style=\"font-weight: 400;\">. This blog contains general information only and does not constitute legal advice.<\/span><\/i><\/p>\n","protected":false},"excerpt":{"rendered":"<p>On May 6, 2024, your friendly Federal Government released the 2024 Annual Trustees Reports on Social Security and Medicare. While not a page-turner, the summary does contain a few salacious tidbits. Understanding the Social Security and Medicare Trust Funds The Social Security Administration manages four separate trust funds. Two are under Social Security:\u00a0 The Old-Age [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":12932,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"categories":[1224],"tags":[],"class_list":{"0":"post-12931","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-estate-planning"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Annual Trustee Reports | Hammerle Morris Law Firm<\/title>\n<meta name=\"description\" content=\"Discover the truth behind the 2024 Annual Trustees Reports on Social Security and Medicare. Learn how these updates could impact your retirement.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hammerle.com\/legaltalk\/estate-planning\/annual-trustee-reports\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Annual Trustee Reports | Hammerle Morris Law Firm\" \/>\n<meta property=\"og:description\" content=\"Discover the truth behind the 2024 Annual Trustees Reports on Social Security and Medicare. Learn how these updates could impact your retirement.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/hammerle.com\/legaltalk\/estate-planning\/annual-trustee-reports\/\" \/>\n<meta property=\"og:site_name\" content=\"Hammerle Morris Law Firm\" \/>\n<meta property=\"article:published_time\" content=\"2024-05-19T11:00:37+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-18T17:30:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/hammerle.com\/legaltalk\/wp-content\/uploads\/sites\/2\/2024\/05\/5-19-Smoke-Mirrors-and-Annual-Trustee-Reports-Blog-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1661\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Virginia Hammerle\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Virginia Hammerle\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/hammerle.com\\\/legaltalk\\\/estate-planning\\\/annual-trustee-reports\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/hammerle.com\\\/legaltalk\\\/estate-planning\\\/annual-trustee-reports\\\/\"},\"author\":{\"name\":\"Virginia Hammerle\",\"@id\":\"https:\\\/\\\/hammerle.com\\\/legaltalk\\\/#\\\/schema\\\/person\\\/3a35dce360aad1cd9da53574c3c1a6bd\"},\"headline\":\"Smoke, Mirrors, and Annual Trustee Reports: Are They Reliable? You Decide\",\"datePublished\":\"2024-05-19T11:00:37+00:00\",\"dateModified\":\"2025-06-18T17:30:32+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/hammerle.com\\\/legaltalk\\\/estate-planning\\\/annual-trustee-reports\\\/\"},\"wordCount\":691,\"image\":{\"@id\":\"https:\\\/\\\/hammerle.com\\\/legaltalk\\\/estate-planning\\\/annual-trustee-reports\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/hammerle.com\\\/legaltalk\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2024\\\/05\\\/5-19-Smoke-Mirrors-and-Annual-Trustee-Reports-Blog-scaled.jpg\",\"articleSection\":[\"Estate Planning\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/hammerle.com\\\/legaltalk\\\/estate-planning\\\/annual-trustee-reports\\\/\",\"url\":\"https:\\\/\\\/hammerle.com\\\/legaltalk\\\/estate-planning\\\/annual-trustee-reports\\\/\",\"name\":\"Annual Trustee Reports | Hammerle Morris Law Firm\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/hammerle.com\\\/legaltalk\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/hammerle.com\\\/legaltalk\\\/estate-planning\\\/annual-trustee-reports\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/hammerle.com\\\/legaltalk\\\/estate-planning\\\/annual-trustee-reports\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/hammerle.com\\\/legaltalk\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2024\\\/05\\\/5-19-Smoke-Mirrors-and-Annual-Trustee-Reports-Blog-scaled.jpg\",\"datePublished\":\"2024-05-19T11:00:37+00:00\",\"dateModified\":\"2025-06-18T17:30:32+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/hammerle.com\\\/legaltalk\\\/#\\\/schema\\\/person\\\/3a35dce360aad1cd9da53574c3c1a6bd\"},\"description\":\"Discover the truth behind the 2024 Annual Trustees Reports on Social Security and Medicare. Learn how these updates could impact your retirement.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/hammerle.com\\\/legaltalk\\\/estate-planning\\\/annual-trustee-reports\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/hammerle.com\\\/legaltalk\\\/estate-planning\\\/annual-trustee-reports\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/hammerle.com\\\/legaltalk\\\/estate-planning\\\/annual-trustee-reports\\\/#primaryimage\",\"url\":\"https:\\\/\\\/hammerle.com\\\/legaltalk\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2024\\\/05\\\/5-19-Smoke-Mirrors-and-Annual-Trustee-Reports-Blog-scaled.jpg\",\"contentUrl\":\"https:\\\/\\\/hammerle.com\\\/legaltalk\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2024\\\/05\\\/5-19-Smoke-Mirrors-and-Annual-Trustee-Reports-Blog-scaled.jpg\",\"width\":2560,\"height\":1661,\"caption\":\"Social security and Medicare cards stacked on top of each other\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/hammerle.com\\\/legaltalk\\\/estate-planning\\\/annual-trustee-reports\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/hammerle.com\\\/legaltalk\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Smoke, Mirrors, and Annual Trustee Reports: Are They Reliable? You Decide\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/hammerle.com\\\/legaltalk\\\/#website\",\"url\":\"https:\\\/\\\/hammerle.com\\\/legaltalk\\\/\",\"name\":\"Hammerle Morris Law Firm\",\"description\":\"Legal Talk Texas\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/hammerle.com\\\/legaltalk\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/hammerle.com\\\/legaltalk\\\/#\\\/schema\\\/person\\\/3a35dce360aad1cd9da53574c3c1a6bd\",\"name\":\"Virginia Hammerle\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/hammerle.com\\\/legaltalk\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2020\\\/01\\\/virginia-150x150.jpg\",\"url\":\"https:\\\/\\\/hammerle.com\\\/legaltalk\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2020\\\/01\\\/virginia-150x150.jpg\",\"contentUrl\":\"https:\\\/\\\/hammerle.com\\\/legaltalk\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2020\\\/01\\\/virginia-150x150.jpg\",\"caption\":\"Virginia Hammerle\"},\"description\":\"Virginia Hammerle is a contributing columnist to The Dallas Morning News and writes weekly articles and blogs on legal issues confronting seniors and their families.\",\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/in\\\/virginiahammerle\\\/\"],\"url\":\"https:\\\/\\\/hammerle.com\\\/legaltalk\\\/author\\\/virginia-hammerle\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Annual Trustee Reports | Hammerle Morris Law Firm","description":"Discover the truth behind the 2024 Annual Trustees Reports on Social Security and Medicare. Learn how these updates could impact your retirement.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/hammerle.com\/legaltalk\/estate-planning\/annual-trustee-reports\/","og_locale":"en_US","og_type":"article","og_title":"Annual Trustee Reports | Hammerle Morris Law Firm","og_description":"Discover the truth behind the 2024 Annual Trustees Reports on Social Security and Medicare. Learn how these updates could impact your retirement.","og_url":"https:\/\/hammerle.com\/legaltalk\/estate-planning\/annual-trustee-reports\/","og_site_name":"Hammerle Morris Law Firm","article_published_time":"2024-05-19T11:00:37+00:00","article_modified_time":"2025-06-18T17:30:32+00:00","og_image":[{"width":2560,"height":1661,"url":"https:\/\/hammerle.com\/legaltalk\/wp-content\/uploads\/sites\/2\/2024\/05\/5-19-Smoke-Mirrors-and-Annual-Trustee-Reports-Blog-scaled.jpg","type":"image\/jpeg"}],"author":"Virginia Hammerle","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Virginia Hammerle","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/hammerle.com\/legaltalk\/estate-planning\/annual-trustee-reports\/#article","isPartOf":{"@id":"https:\/\/hammerle.com\/legaltalk\/estate-planning\/annual-trustee-reports\/"},"author":{"name":"Virginia Hammerle","@id":"https:\/\/hammerle.com\/legaltalk\/#\/schema\/person\/3a35dce360aad1cd9da53574c3c1a6bd"},"headline":"Smoke, Mirrors, and Annual Trustee Reports: Are They Reliable? You Decide","datePublished":"2024-05-19T11:00:37+00:00","dateModified":"2025-06-18T17:30:32+00:00","mainEntityOfPage":{"@id":"https:\/\/hammerle.com\/legaltalk\/estate-planning\/annual-trustee-reports\/"},"wordCount":691,"image":{"@id":"https:\/\/hammerle.com\/legaltalk\/estate-planning\/annual-trustee-reports\/#primaryimage"},"thumbnailUrl":"https:\/\/hammerle.com\/legaltalk\/wp-content\/uploads\/sites\/2\/2024\/05\/5-19-Smoke-Mirrors-and-Annual-Trustee-Reports-Blog-scaled.jpg","articleSection":["Estate Planning"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/hammerle.com\/legaltalk\/estate-planning\/annual-trustee-reports\/","url":"https:\/\/hammerle.com\/legaltalk\/estate-planning\/annual-trustee-reports\/","name":"Annual Trustee Reports | Hammerle Morris Law Firm","isPartOf":{"@id":"https:\/\/hammerle.com\/legaltalk\/#website"},"primaryImageOfPage":{"@id":"https:\/\/hammerle.com\/legaltalk\/estate-planning\/annual-trustee-reports\/#primaryimage"},"image":{"@id":"https:\/\/hammerle.com\/legaltalk\/estate-planning\/annual-trustee-reports\/#primaryimage"},"thumbnailUrl":"https:\/\/hammerle.com\/legaltalk\/wp-content\/uploads\/sites\/2\/2024\/05\/5-19-Smoke-Mirrors-and-Annual-Trustee-Reports-Blog-scaled.jpg","datePublished":"2024-05-19T11:00:37+00:00","dateModified":"2025-06-18T17:30:32+00:00","author":{"@id":"https:\/\/hammerle.com\/legaltalk\/#\/schema\/person\/3a35dce360aad1cd9da53574c3c1a6bd"},"description":"Discover the truth behind the 2024 Annual Trustees Reports on Social Security and Medicare. Learn how these updates could impact your retirement.","breadcrumb":{"@id":"https:\/\/hammerle.com\/legaltalk\/estate-planning\/annual-trustee-reports\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/hammerle.com\/legaltalk\/estate-planning\/annual-trustee-reports\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/hammerle.com\/legaltalk\/estate-planning\/annual-trustee-reports\/#primaryimage","url":"https:\/\/hammerle.com\/legaltalk\/wp-content\/uploads\/sites\/2\/2024\/05\/5-19-Smoke-Mirrors-and-Annual-Trustee-Reports-Blog-scaled.jpg","contentUrl":"https:\/\/hammerle.com\/legaltalk\/wp-content\/uploads\/sites\/2\/2024\/05\/5-19-Smoke-Mirrors-and-Annual-Trustee-Reports-Blog-scaled.jpg","width":2560,"height":1661,"caption":"Social security and Medicare cards stacked on top of each other"},{"@type":"BreadcrumbList","@id":"https:\/\/hammerle.com\/legaltalk\/estate-planning\/annual-trustee-reports\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/hammerle.com\/legaltalk\/"},{"@type":"ListItem","position":2,"name":"Smoke, Mirrors, and Annual Trustee Reports: Are They Reliable? You Decide"}]},{"@type":"WebSite","@id":"https:\/\/hammerle.com\/legaltalk\/#website","url":"https:\/\/hammerle.com\/legaltalk\/","name":"Hammerle Morris Law Firm","description":"Legal Talk Texas","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/hammerle.com\/legaltalk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/hammerle.com\/legaltalk\/#\/schema\/person\/3a35dce360aad1cd9da53574c3c1a6bd","name":"Virginia Hammerle","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/hammerle.com\/legaltalk\/wp-content\/uploads\/sites\/2\/2020\/01\/virginia-150x150.jpg","url":"https:\/\/hammerle.com\/legaltalk\/wp-content\/uploads\/sites\/2\/2020\/01\/virginia-150x150.jpg","contentUrl":"https:\/\/hammerle.com\/legaltalk\/wp-content\/uploads\/sites\/2\/2020\/01\/virginia-150x150.jpg","caption":"Virginia Hammerle"},"description":"Virginia Hammerle is a contributing columnist to The Dallas Morning News and writes weekly articles and blogs on legal issues confronting seniors and their families.","sameAs":["https:\/\/www.linkedin.com\/in\/virginiahammerle\/"],"url":"https:\/\/hammerle.com\/legaltalk\/author\/virginia-hammerle\/"}]}},"_links":{"self":[{"href":"https:\/\/hammerle.com\/legaltalk\/wp-json\/wp\/v2\/posts\/12931","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hammerle.com\/legaltalk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hammerle.com\/legaltalk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hammerle.com\/legaltalk\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/hammerle.com\/legaltalk\/wp-json\/wp\/v2\/comments?post=12931"}],"version-history":[{"count":0,"href":"https:\/\/hammerle.com\/legaltalk\/wp-json\/wp\/v2\/posts\/12931\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hammerle.com\/legaltalk\/wp-json\/wp\/v2\/media\/12932"}],"wp:attachment":[{"href":"https:\/\/hammerle.com\/legaltalk\/wp-json\/wp\/v2\/media?parent=12931"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hammerle.com\/legaltalk\/wp-json\/wp\/v2\/categories?post=12931"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hammerle.com\/legaltalk\/wp-json\/wp\/v2\/tags?post=12931"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}