{"id":13085,"date":"2025-03-30T06:00:39","date_gmt":"2025-03-30T11:00:39","guid":{"rendered":"https:\/\/legaltalktexas.hammerle.com\/?p=13085"},"modified":"2025-06-18T11:57:33","modified_gmt":"2025-06-18T16:57:33","slug":"preventing-elder-exploitation","status":"publish","type":"post","link":"https:\/\/hammerle.com\/legaltalk\/estate-planning\/preventing-elder-exploitation\/","title":{"rendered":"Villains Walk Among Us: Preventing Elder Exploitation"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Bert is 89 years old, estranged from his family, and living at a <\/span><a href=\"https:\/\/hammerle.com\/legaltalk\/estate-planning\/asset-protection-and-nursing-homes\/\"><span style=\"font-weight: 400;\">care facility<\/span><\/a><span style=\"font-weight: 400;\">. He has $330,000 in life savings.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Bert is in a good environment where his needs are being met, and he has enough money to provide for his care for the foreseeable future. For most people, that would be enough.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, in my jaded world view, Bert is vulnerable. He has no one to protect him from <\/span><a href=\"https:\/\/hammerle.com\/legaltalk\/adult-guardianship\/reporting-elder-exploitation\/\"><span style=\"font-weight: 400;\">elder exploitation<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">How Does Elder Exploitation Happen?<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">The Beginning<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Sure enough, into Bert\u2019s world comes the perpetrator, a man who uses intimidation to get what he wants and has a long criminal history that includes several violent offenses. He does not look like a villain, but then few people do.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The perpetrator befriends Bert and gains his trust. He persuades the older man to sign a power of attorney naming him as agent.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The perpetrator then takes over. He feeds Bert a string of lies. He keeps Bert from attending meetings with the care facility staff, telling him the meetings would upset him. The perpetrator tells the care team that he and his fianc\u00e9 can take better care of Bert at their home. He has Bert discharged from the facility\u2013against the care team\u2019s advice\u2013and then tells Bert that the facility has kicked him out.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">What happens next is so predictable.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">The Perpetrator Strikes<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Once the perpetrator has Bert at his home, he denies him food, medication, and access to the restroom. He convinces Bert that they should go into business together and then takes his $330,000 as an \u201cinvestment\u201d in the business. The perpetrator instead spends the money on himself or for his own benefit.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Bert fears for his life and calls the facility, which tells him he is welcome to return. Bert shows up traumatized and covered in bruises. The facility calls the authorities.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Even then, the perpetrator does not give up. He attempts to contact Bert. He sends Bert a check for $500. The fianc\u00e9 visits the facility to try and talk Bert into dropping charges.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">The Shocking Reality of Elder Exploitation<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Unfortunately, Bert\u2019s story is not unusual. He has joined the legion of elderly people who have been lied to, stolen from, or falsely imprisoned. Like most attorneys who practice in this area, I have seen cases where evildoers:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Forge documents<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Convince incapacitated seniors to sign new <\/span><a href=\"https:\/\/hammerle.com\/legaltalk\/estate-planning\/5-important-steps-for-durable-power-of-attorney-agent\/\"><span style=\"font-weight: 400;\">powers of attorney<\/span><\/a><span style=\"font-weight: 400;\"> or transfer documents<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Isolate seniors from their family and friends<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sign seniors into memory care units without any authority<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mentally or physically abuse seniors<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">How to Protect the Elderly From Exploitation<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">What could Bert have done to protect against being exploited?\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Estate Planning<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">When he was younger and not so vulnerable, he could have engaged in better <\/span><a href=\"https:\/\/hammerle.com\/legaltalk\/estate-planning\/common-misconceptions-estate-planning\/\"><span style=\"font-weight: 400;\">estate planning<\/span><\/a><span style=\"font-weight: 400;\">, such as putting his money in a trust and naming a friend or disinterested person as his agent under a medical and financial power of attorney. That would have kept someone else involved in his well-being to help protect him.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Stay Close to Others<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">He could have taken steps not to be completely estranged from his family. This, again, would keep someone else involved in his life.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Live in Texas<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">He could have lived in Texas. In Texas, we have court-created guardianships, usually commenced when someone who is concerned about an incapacitated person notifies the court, usually by sending a <\/span><a href=\"https:\/\/statutes.capitol.texas.gov\/Docs\/ES\/htm\/ES.1102.htm\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">1102 Letter<\/span><\/a><span style=\"font-weight: 400;\">. In Texas, we also have criminal laws designed to punish people who exploit elders.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Prevent Elder Exploitation With Hammerle <\/span><span style=\"font-weight: 400;\">Morris<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">As for Bert, the foregoing is based on allegations made in a real court case. The perpetrator has been indicted in federal court on charges of wire fraud, mail fraud, and monetary transaction of criminally derived property.\u00a0\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It is all so sad.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To protect yourself or a loved one from elder exploitation, start with a <\/span><a href=\"https:\/\/hammerle.com\/lewisville-attorney\/#form\"><span style=\"font-weight: 400;\">consultation<\/span><\/a><span style=\"font-weight: 400;\"> with our team of experts today to ensure your estate planning can protect you.\u00a0<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">Virginia Hammerle is an accredited estate planner and represents clients in estate planning, probate, guardianship, and contested litigation. She may be reached at <\/span><\/i><a href=\"mailto:legaltalktexas@hammerle.com\"><i><span style=\"font-weight: 400;\">legaltalktexas@hammerle.com<\/span><\/i><\/a><i><span style=\"font-weight: 400;\">. This blog contains general information only and does not constitute legal advice.<\/span><\/i><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bert is 89 years old, estranged from his family, and living at a care facility. He has $330,000 in life savings.\u00a0 Bert is in a good environment where his needs are being met, and he has enough money to provide for his care for the foreseeable future. For most people, that would be enough. However, [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":13086,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"categories":[1224],"tags":[],"class_list":{"0":"post-13085","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-estate-planning"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Preventing Elder Exploitation | Hammerle Morris Law Firm<\/title>\n<meta name=\"description\" content=\"Elder exploitation is real and devastating. 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