Elder Law Attorney Serving Lewisville, Denton, Flower Mound, Frisco, Plano and the Surrounding Areas
In Texas, the Medicaid program is administered by the Texas Health and Human Services Commission. While there are 42 individual Medicaid programs in Texas, the best known programs are the ones that provide long term care benefits to qualified elders: nursing home Medicaid and Community Based Alternatives.
Nursing home Medicaid covers most medical and support needs, including prescription medications, of a person who needs nursing facility care. The Community Based Alternatives Program is available to persons age 21 or older with a medical need for nursing home care who elect home and community-based services as an alternative to nursing home placement, and pays for nursing services personal assistance services, adaptive aids and medical supplies, assisted living, minor home modifications and respite care.
To qualify for either program, a person must meet nationality and residence requirements, as well as defined income and resource (asset) limitations.
There is quite a bit of planning that goes into qualifying for Medicaid. Just a few of the tricks are using a Miller Trust, signing a Lady Bird Deed, and spending down extra funds for allowed purposes. It isn’t necessary for a couple or an individual to become completely destitute before reaching out to the State for Medicaid.
Rob Morris of Hammerle Finley Law Firm is experienced in Medicaid planning. Give him a call – he can help.