Banking Law

Attorneys Thad Finley, Virginia Hammerle, and Brad E. Hogan have represented lenders in virtually every type of commercial lending transaction and commercial dispute. Thad Finley and Virginia are members of the Texas Association of Bank Counsel.

Lending.

We have been involved in large and small, secured and unsecured commercial credit transactions ranging from small loans, to single borrowers, to multimillion dollar complex transactions. These include traditional commercial loans, asset based lending agreements, as well as construction and development loans.

We have assisted clients, large and small, in taking virtually every kind of personal and real property as collateral including accounts, inventory and equipment, intellectual property, real estate, and producing and non-producing oil and gas properties. We strive to finalize a loan transaction in the simplest of structures consistent with our client’s needs, as expeditiously and cost-effectively as possible.

Litigation.

We have represented lenders, including governmental entities, as secured and unsecured creditors in loan restructurings, bankruptcies, foreclosures and liquidations. We have handled collateral recovery, distressed asset sales and recovery from a bankruptcy trustee or debtor-in-possession. If foreclosure or bankruptcy litigation is necessary, we do everything possible to secure maximum collateral recovery.

Areas of Practice

We offer experienced and cost-effective representation in a broad spectrum of areas in our banking law practice, including:

• Mortgage foreclosures
• Loan documents
• Commercial collateral foreclosures
• Negotiable instrument disputes
• Letters of credit disputes
• Repossessions
• Trusts
• Creditors’ rights
• Loan workouts
• Litigation, including attachments, temporary injunctions, temporary restraining orders, sequestrations and garnishments